2017 Ford Fusion Sport
I even saw the "Canada" as your location and didn't process that. I guess that is definitely better. I pay extra on my ST closer to $500 just to pay it off sooner and it is hard sometimes, but if I could get an RS for that money I totally would, the issue is that I got this car to be able to pay it off in like 2 years lol the RS I would be paying that for a long time. I agree with @Saybo above. Unless you make a lot of money, spending a bunch on a car and getting it drug out to 72 months could leave you paying way longer on a car that isn't worth nearly what you ended up paying. Unless you pay it early.I feel like I should have mentioned that all these numbers are in CAD currency.....so it seems much higher than it actually is
My 354$ bi-weekly payment equates to 267.56$ USD for you. So just under $270 bi-weekly for the RS.
I intentionally drug my payments out to 72 months in order to get the low payments after speaking with financial assistants I work with because they don't penalize you for paying early. So I got the lowest payments I could and paid double and paid biweekly. Now my car is 48% paid off and I will have owned it for only a year here in 7 days. So I could pay it off probably next June if I do it right..on a loan that was supposed to make my lenders THOUSANDS of dollars...they only made $883 in interest so far. And I even have a high interest rate of 6.84% lol