Wait what!? You were paying 22% apr? That is insanely high.
Wait what!? You were paying 22% apr? That is insanely high.I traded my focus SE 2013 for my focus ST but same situation as StBeast, but i pay 450 a month. With that my insurance dropped, not sure why and so did my APR; went from22% to 1.9%. I can afford 450 a month so thats how that happened. It just comes down to what you can afford, and how much patience you have.