· Premium Member
2017 Ford Fusion Sport
You live in Utah, so that's the biggest difference between you and I other than the fact I am 3 years older (be 21 in a month and a half).Hi, im new to the forum and i recently bought a 2014 focus ST. i am 18 years old and i am just trying to get a quick estimate of how much my insurance will cost. i think i am going to go through progressive.The car is financed so i will need to have it under full coverage.i have a spotless record, but my age is the biggest concern. those of you close to my age, what did you start out paying for insurance?
I started with a local Erie insurance agency with my GSXR-600 and they use Progressive for motorcycles. Horrible rates. They were almost double what I pay now that I switched to Allstate. So with Allstate I purchased my Focus ST (also a 2014) financed, and I wasn't afraid to shop around even though I already had a great relationship with Allstate. Anyway, I ended up finding that Allstate was the most forgiving to people under 21/25 and that for my car they would only charge me 160 a month (only 140 if I do the early signing bonus). I was pretty blown away by the quote, but I have a 5 year long history of perfect driving and 2 years of safe riding on my "very dangerous" motorcycle.
*My biggest advice to you is to call and get a quote from EVERYONE.*
Seriously...call every one of them. When you get a lower number with the 2nd phone call, start the 3rd phone call with "#2 got me a quote at xxx a month, and I was wondering if you could do lower." Then call #4 and say "#3 said they could get me a quote at xxx and I've called #1 and #2 also, if you guys could beat them that would be great." and just competitively knock them all down until you have the lowest.
Edit: I purchased the car a little under 3 months ago. So it was used, didn't buy it new. Just so you don't get the wrong idea lol.