Mountune insurance
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Thread: Mountune insurance

  1. #1
    FST Noob! leelee30's Avatar
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    Mountune insurance

    Hi guys I'm getting the mountune 260 done to my focus but keep getting told by insurance company's I can get insurance. I live in rossendale which seems to be a black spot for insurance. I've had one quote from Adrian flux for £1600 is that good or can anyone recommend an insurance company. Green light said they can't do it. Cheers Lee

  2. #2
    Super Moderator XRJoe's Avatar
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    Serious question for the UK folks. Do you have to inform insurance of any performance mods? What happens if you do not? Do they scan the car if you get into a crash and deny coverage?

    Edit: Just read this

    https://www.keithmichaels.co.uk/modi...cations-guide/

    I am floored, in a bad way. My apologies
    Last edited by XRJoe; 11-23-2016 at 02:24 PM.
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    FST Senior Member drew925's Avatar
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    "Car Stickers
    Many insurance companies consider stickers and decals to be a type of car modification. If you have either on your car or are thinking of applying them, check with your insurance provider first to ensure they accept these modifications as part of their policy."

    Is this insurance page a giant troll?
    LockeLamora33 likes this.

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    FST Junkie! LockeLamora33's Avatar
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    WOW. You guys scored with Brexit but now it looks like you have to drain your own swamp if laws and rules like that are allowed over there. I always am amazed at the regulations in Europe.
    20focusSTdriver17 likes this.
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    I spend too much of my life on FST! illegiblecorn's Avatar
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    Britain is such a mess. It's rather funny.

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    I currently pay 770 with adrian flux on stage 1 golf gti 320 hp and lots of other mods
    When I got quote for focus st2 which I have ordered it was a extra £90 standard no mods which makes no sense to me think they just make it up


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    Supporting Member DanM's Avatar
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    Quote Originally Posted by illegiblecorn View Post
    Britain is such a mess. It's rather funny.

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    Seriously, I guess I now found a place thats worse than California.
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    Insurance is required in the UK. I'm happy with that as it reduces (but doesn't eliminate) the chance of being hit by someone uninsured.

    All mods (and yes, this can include stickers) have to be declared to keep your cover.

    That tapped, choose the right mod-friendly company and as long as you have a good record (loads of years of no claims for example) then you should have no issues getting cover. When I had a Fabia VRS TDi I chose a mod-friendly company and after a remap (130hp->170-ish, much more torque) and uprated clutch they were fine with it all and gave me that in writing.

 

 

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